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Retirement Is Getting Closer

Do you know where you stand? You've spent your career serving the country. Now the decisions you make about your pension, TSP, and benefits will shape the rest of your life. I help federal employees see the full picture so they can retire with confidence, not guesswork.

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6 Years Focused on Federal Benefits  |  Hundreds of Federal Employees Served  |  Backed by 30+ Years of Team Experience

Desiree Torgerson, federal benefits consultant at Light of the World Enterprises LLC, smiling in a modern office

Desiree Torgerson

Federal Benefits Specialist

Book Your Spot

Schedule your complimentary retirement review. No sales pitch. No pressure.

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Opening the books...

Why Federal Employees Meet With Me

Federal benefits are all I do. For 6 years I've helped federal employees make sense of FERS, CSRS, TSP, FEGLI, FEHB, Social Security timing, and survivor benefits, and I show you how everything works together.

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I've met with hundreds of federal employees in every branch, from postal workers, law enforcement officers, and VA and DoD civilians to members of Congress. I'm also backed by a team of federal benefits specialists with 30+ years of combined experience.

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As an independent professional, I work for you. My job is to lay out your options clearly and let you decide what's right for your family.

Share Your Feedback

Had a federal benefits review or retirement session with Desiree? We'd love to hear how it went — your feedback helps other federal employees know what to expect.

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