The Full Story
About
Light of the World Enterprises LLC helps federal employees make sense of their benefits, from FERS and CSRS pensions to TSP, Social Security, FEGLI, and health benefits, so you can retire with clarity and confidence. For 6 years, Desiree Torgerson has guided hundreds of federal employees through these decisions, backed by a team with 30+ years of combined federal benefits experience. Every review is built around your service history, including military time credit where it applies.

Mission
Our mission is simple: help federal employees understand exactly what their benefits mean for their future, and build a retirement strategy tailored to their goals. Every review session takes a deep dive into your FERS/CSRS pension, TSP, Social Security, FEGLI, and health benefits, so nothing is left to guess.
My Promise to You
No sales pitch. No pressure. As an independent professional, I work for you. My job is to lay out your options clearly and let you decide what's right for your family. If your situation raises a rare question, I have direct access to federal benefits specialists who know the answer, so you get facts, not guesses.
